1. Eligibility:

• All registered users of Hisab-Kitab can participate in the "Refer Bonus" program.

2. Referral Process

• Users will receive a unique referral code / referral link.
• Share your referral code / link with friends on social media and messaging apps etc.

3. Earning Referral Rewards:

• For each friend who signs up using your referral code or link, both you and your friend will earn 300 POINTS as a referral bonus.
• 1 Point = 1 INR
• The friend must complete the sign-up process successfully by creating a free or paid account.

4. Redeeming Referral Rewards:

• The 300 POINTS earned by both the referrer and the referred friend can only be redeemed when upgrading to a paid plan.
• The referred friend can redeem their 300 POINTS balance anytime they upgrade to a paid plan.
• The referrer's 300 POINTS balance will remain pending until the referred friend upgrades to a paid plan.

5. Referral Reward Status:

• The referrer's 300 POINTS balance will be in "pending" status until the referred friend upgrades to a paid plan.
• Once the referred friend upgrades, the referrer’s 300 POINTS balance will be available for redemption.

6. Multiple Referrals:

• Users can refer multiple friends.
• Each successful referral will earn an additional 300 POINTS in pending balance.
• Each referred friend must upgrade to a paid plan for the referrer to unlock the 300 POINTS balance for each referral.

7. Referral Code/Link Usage:

• The referral code or link must be used at the time of sign-up by the referred friend.
• Referrals without the correct code or link will not qualify for the reward.

8. Account Upgrades:

• The 300 POINTS balance can only be used to reduce the cost of upgrading to a paid plan.
• The balance cannot be withdrawn or used for other purposes.

9. Program Duration:

• Hisab-Kitab reserves the right to modify or terminate the "Referral Bonus" program at any time.
• Notifications of changes will be communicated via the Hisab-Kitab website.

10. Fraud Prevention:

• Any fraudulent activity or abuse of the "Referral Bonus" program will result in disqualification.
• Hisab-Kitab reserves the right to revoke referral rewards if fraud is detected.

11. Support and Queries:

• For any questions or assistance regarding the "Referral Bonus" program, contact our support team via the Hisab-Kitab Contact us page.

12. Acceptance of Terms:

• Participation in the "Referral Bonus" program constitutes acceptance of these terms and conditions.

13. Unlimited Referrals:

• There is no cap on the number of successful referrals a user can make.
• Users can earn referral rewards for an unlimited number of referrals.

14. Referral Tracking:

• Users can track the status of their referrals and pending balances through their Hisab-Kitab account dashboard.
• Detailed information on each referral, including sign-up and upgrade status, will be available for transparency and ease of management.