SN.
Aspect
Traditional Physical Pen and Paper Record Keeping
What Difference Hisab-Kitab Makes
01.
Income Records
Requires manual entry and organization, prone to errors and lost entries.
Hisab-Kitab digitally records all income sources with precise, error-free tracking, allowing easy access to detailed transaction histories and graphical summaries for better financial management.
02.
Investment Tracking
Manual updates for each transaction, easily outdated, historical record access hard.
Effortlessly update and gain deep insights into the performance of stocks, mutual funds, and more, all at your fingertips with dynamic, real-time graphical analysis and detailed historical data.
03.
Insurance
Manually lists policy details, often forgetting premiums due dates.
Effortlessly manage your policies with personalized nicknames, keep detailed tabs on premiums, and view all your active insurance policies in one centralized, easy-to-navigate platform with comprehensive updates.
04.
Recurring Deposit (RD)
Requires tracking of deposits manually, often leading to missed entries.
Digitally tracks each deposit, updates maturity dates, and reminds you of renewal options all shown in beautiful graphical interface to check historical data with ease as well.
05.
Fixed Deposit (FD)
Manually records FD details; risks losing paperwork or missing maturity dates.
Maturity tracking, ensures privacy with nicknames, and update for all deposits in one place.
06.
PPF Account
PPF records are manually maintained; tracking contribution history is cumbersome.
Provides clear records of contributions, interest accrual, and maturity details with easy to access historical records and easy to view and understand graphical interface.
07.
Credit Cards
Requires manual tracking of expenses and due dates, easily leading to late payments.
Easily records expenses, tracks bill due dates, and reminds you for payment and easy access to older bill payments for better finanace management all shown with beautiful graphs and charts for analysis.
08.
Electric Bill Payments
Needs physical copies, manual note of payment dates, often leading to missed payments.
Tracks premise-wise payments, keeps records of both rents to be paid and received. Access to older payments made and received is easy as ever and analysis made easy with graphs and charts.
09.
Home Loan
Requires manual entry of EMIs, risks losing paperwork.
Tracks EMI payments, uses nicknames for privacy, and keeps records of all running loans at once all shown alongwith easy to read graphs and charts for better analytical judgement.
10.
Auto Loan
Manually records payments; prone to errors and lost records.
Tracks vehicle-wise EMIs with privacy, offering detailed payment schedules of all vehicles with easy to comprehend graphs and charts for better understanding and analysis of your usage.
11.
Rent Payments
Records are manually entered, often lacks a clear tracking system.
Location-wise rent tracking with color-coded indications for payments made or received makes it easy to view latest as well as old records and you can view just the charts and grapsh for analysis at a glance.
12.
Mutual Fund Records
Manually records investments, easily outdated, prone to errors.
Digitaly track from anywhere, use nickname options for privacy, and detailed insights using charts and graphs to view weightage and other important analytics at a glance.
13.
College/School Fees & Supplies
Manually tracks payments, easily misplaces records of fees and purchases.
Tracks payments and purchases, ensuring all records are up-to-date and easily accessible.
14.
Zomato/Swiggy Orders
Requires manual tracking of expenses, often disorganized.
Digitally records all orders from all apps and keeps a clear history.
15.
OLA/Uber Rides
Manually tracks ride payments; often lacks detailed records.
Digitally tracks all ride payments, organizes expenses, and ensures accurate records.
16.
Amazon/Flipkart Purchases
Manual entry of purchases, prone to missing receipts and order details.
Digitally records and categorizes all e-commerce purchases, keeping clear, organized records.
17.
Medical Expenses
Manually tracks bills, prone to losing important receipts.
Tracks all medical expenses digitally, ensuring secure, organized records.
18.
Salon & Beauty Parlour Expenses
Manually records expenses, often disorganized.
Digitally records all salon visits, ensuring all expenses are tracked accurately.
19.
Life Goals
Requires manual planning, prone to losing important details and expenses.
Provides a dedicated space for planning and tracking all wedding-related expenses. Education Planning and Retirement Planning.
20.
Do’s & Don’ts Writing Page
Manually lists guidelines, often disorganized.
Offers a dedicated space for writing and organizing all personal guidelines and principles.